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Out with DeMarco, in with cramdowns

Attorneys general from nine states — including California’s own Kamala Harris — have called for the replacement of the Federal Housing Finance Agency’s (FHFA’s) acting director, Edward DeMarco. The...

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New loan mod program — automatic, ineffectual

The Federal Housing Finance Administration (FHFA) is modifying your loan, whether you like it or not!

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Fannie Mae and Freddie Mac are failures — now what?

We know that Fannie Mae and Freddie Mac are broken. But is there a viable plan for their restructuring? Who do we trust to reform the secondary mortgage market?

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More justification for cramdowns

According to credit rating agency, Standard & Poors, cramdowns are cool.

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Big changes for the secondary mortgage market

In the world of secondary mortgage market reform, we’ve got good news and bad news. Which would you like to hear first?

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